Rocket Money - Bills & Budgets App Review

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  • Rocket Money - Bills & Budgets
  • Our Rating: 5 / 5

Updated 05-12-2023

Version 6.15.1
Google Play Downloads 6,225,157
Developer Rocket Money - Bills & Budgets
Screenshot From Our Rocket Money - Bills & Budgets Review

Overview

In today's fast-paced world where we struggle to keep up with the expenses, managing our finances needs a specialized tool that solves all of our concerns. Rocket Money - Bills & Budgets is an Android app that provides a solution for the individual who wants to monitor their finance in real-time. It has features that can help you set up a budget, track your expenses, and notify you about upcoming bills. With Rocket Money, you'll be able to handle your finances like never before.

Features

Bill Tracking

One of the best features of Rocket Money is its ability to keep track of bills. It will inform you when a bill needs to be paid, ensuring that you're always ahead of schedule. The app also allows you to view previous bills so you can have a record of your expenses. You can also check off the bills that you have paid, providing you peace of mind.

Multiple Accounts

Rocket Money permits you to track multiple accounts simultaneously, making it ideal for individuals who have several bank accounts. This feature saves you from the stress of switching between accounts to make transactions. With Rocket Money, you can view all your accounts in one spot and manage them at once.

Budgeting

This app aids individuals in adhering to a budget. You may establish a budget based on a particular category, such as food or transportation. Rocket Money then manages the rest by tracking your spending and notifying you when you start to cross into the red zone. This feature can help you get control over your expenditures and prevent you from overspending.

Analytics

Rocket Money presents comprehensive analytics and visualizations of your expenditures, making it easy to comprehend and analyze. You can generate pie charts, bar charts, and line graphs to offer you an easy glance at your financial status.

Pros

Easy-to-Use

Rocket Money's intuitive interface allows users to navigate through the app without any complexities. The app is simple to use and has a clear design that makes it easy for users to find what they're searching for.

Real-time Notifications

Rocket Money sends notifications about upcoming payments or bills that you have to pay. This feature ensures you don't miss any payment deadlines and are informed about everything.

Budgeting Assistance

Rocket Money monitors your expenditures and provides you with advice on how to improve your budgeting skills. The app informs you about your spending habits and notifies you when you exceed your set budget limit. This feature assists you in maintaining control over your expenses and achieving your financial goals.

Cons

Manual Entry Required

To make use of the app, one must manually input all of their financial information. This feature may be time-consuming for some individuals, particularly those who have several accounts.

Some features require the premium subscription

Some essential features like receipt scanning and CSV exporting require a premium subscription for full access. However, Rocket Money's free version remains an excellent choice for personal finance monitoring, even without these features.

Comparison to Similar Apps

Comparatively to other finance tracking applications, Rocket Money stands out due to its simplicity and ease-of-use. It has features that make it stand out from others, such as analytics and visualizations that are created based on real-time data. MileIQ and Expensify are the most closely similar apps.

Tips for Using the App

Before starting, decide which category you want to focus on first with your budgeting. Set up your categories and budgets in the app. Input each bill's due dates into the bill tracker as soon as you receive it, so it will remind you before the deadline. Ensure your spending data is accurate by logging each expense instead of guessing.

Conclusion

Rocket Money - Bills & Budgets for Android is an excellent finance management app that assists users in managing their finances by monitoring their expenses, presenting comprehensive analytics, setting a budget, reminding them of upcoming bills, and tracking multiple accounts all in one app. The app's simplicity and ease-of-use make it ideal for individuals looking to track their finances without any hassle. Thus, we highly recommend this app.