K PLUS is a mobile banking app developed by the Kasikornbank for Android devices. With K PLUS, users can manage their accounts and access a wide range of banking services on-the-go. This app provides convenience, security, and speedy transactions to customers.
Features
1. Account Overview
The Account Overview feature provides a summary of all your accounts including savings, current, credit card, and investment accounts. You can view your account balance, transaction history, and even transfer funds between accounts at any time.
2. Bill Payment and Mobile Top-up
K PLUS also enables users to make bill payments and top-up prepaid mobile credits using the app without the need to visit a bank or ATM. This feature supports over 9,000 organizations and more than 200 service providers.
3. Investment and Wealth Management
This feature allows customers to invest in various instruments such as mutual funds, bonds, and stock trading. Through the app, users can monitor investment portfolios, buy and sell stocks, and receive financial advisory services.
4. Quick Balance Check
K PLUS has a Quick Balance Check function that allows users to check their account balance without logging in. This feature is especially useful when you need to make a quick financial decision.
5. Notifications and Alerts
With this feature, you can set up alerts and notifications to stay updated on account activities, including transaction confirmations, account balances, and bill payment reminders. You can also enable push notifications to receive immediate updates straight to your phone.
Pros
1. User-friendly Interface
The app's interface is intuitive and easy to navigate, providing users with a seamless mobile banking experience. The menu icons are clear, and the functions are well-organized.
2. Secure Transactions
The app uses advanced encryption technology to ensure that all transactions are secure and protected from fraud. Additionally, users can set up a PIN, Touch ID, or Face ID authentication for login and transaction verification purposes.
3. Convenient Banking Services
You can access a wide range of banking services on-the-go anytime, anywhere via your smartphone. From bill payments to investment management, K PLUS meets your every banking need.
Cons
1. Limited Authentication Methods
The app only offers PIN, Touch ID, or Face ID authentication methods. Users who prefer more options may feel restricted.
2. Compatibility Issues
Some Android devices may not be compatible with the app due to certain technical specifications. This limitation may reduce the number of potential users.
Comparison to Similar Apps
Compared to other mobile banking apps such as Citibank Thailand and SCB Easy, K PLUS provides a more comprehensive set of banking services, including investment and wealth management tools. The app's intuitive interface makes it easy for users to navigate while ensuring the security of all transactions.
Tips for Using the App
1. Enable Notification Alerts
Enable prompt notifications for successful transactions, account balances, and bill payment reminders to stay updated about your account activities.
2. Use Quick Balance Check
Use the Quick Balance Check feature to get an instant update of your account balance without having to log in to the app.
3. Set up Recurring Bill Payments
Save time and effort by scheduling recurring bill payments using the app so you don't have to worry about making manual payments each month.
Conclusion
K PLUS offers a broad range of mobile banking services with a user-friendly interface and advanced security features. This app is ideal for frequent users who need access to their accounts and banking transactions on-the-go. While there are some limitations, such as the authentication methods and device compatibility, the app still provides a lot of benefits that make it worthwhile. Overall, K PLUS is highly recommended for anyone looking for a convenient and reliable mobile banking solution.
Updated 04-28-2023
Overview:
K PLUS is a mobile banking app developed by the Kasikornbank for Android devices. With K PLUS, users can manage their accounts and access a wide range of banking services on-the-go. This app provides convenience, security, and speedy transactions to customers.
Features
1. Account Overview
The Account Overview feature provides a summary of all your accounts including savings, current, credit card, and investment accounts. You can view your account balance, transaction history, and even transfer funds between accounts at any time.
2. Bill Payment and Mobile Top-up
K PLUS also enables users to make bill payments and top-up prepaid mobile credits using the app without the need to visit a bank or ATM. This feature supports over 9,000 organizations and more than 200 service providers.
3. Investment and Wealth Management
This feature allows customers to invest in various instruments such as mutual funds, bonds, and stock trading. Through the app, users can monitor investment portfolios, buy and sell stocks, and receive financial advisory services.
4. Quick Balance Check
K PLUS has a Quick Balance Check function that allows users to check their account balance without logging in. This feature is especially useful when you need to make a quick financial decision.
5. Notifications and Alerts
With this feature, you can set up alerts and notifications to stay updated on account activities, including transaction confirmations, account balances, and bill payment reminders. You can also enable push notifications to receive immediate updates straight to your phone.
Pros
1. User-friendly Interface
The app's interface is intuitive and easy to navigate, providing users with a seamless mobile banking experience. The menu icons are clear, and the functions are well-organized.
2. Secure Transactions
The app uses advanced encryption technology to ensure that all transactions are secure and protected from fraud. Additionally, users can set up a PIN, Touch ID, or Face ID authentication for login and transaction verification purposes.
3. Convenient Banking Services
You can access a wide range of banking services on-the-go anytime, anywhere via your smartphone. From bill payments to investment management, K PLUS meets your every banking need.
Cons
1. Limited Authentication Methods
The app only offers PIN, Touch ID, or Face ID authentication methods. Users who prefer more options may feel restricted.
2. Compatibility Issues
Some Android devices may not be compatible with the app due to certain technical specifications. This limitation may reduce the number of potential users.
Comparison to Similar Apps
Compared to other mobile banking apps such as Citibank Thailand and SCB Easy, K PLUS provides a more comprehensive set of banking services, including investment and wealth management tools. The app's intuitive interface makes it easy for users to navigate while ensuring the security of all transactions.
Tips for Using the App
1. Enable Notification Alerts
Enable prompt notifications for successful transactions, account balances, and bill payment reminders to stay updated about your account activities.
2. Use Quick Balance Check
Use the Quick Balance Check feature to get an instant update of your account balance without having to log in to the app.
3. Set up Recurring Bill Payments
Save time and effort by scheduling recurring bill payments using the app so you don't have to worry about making manual payments each month.
Conclusion
K PLUS offers a broad range of mobile banking services with a user-friendly interface and advanced security features. This app is ideal for frequent users who need access to their accounts and banking transactions on-the-go. While there are some limitations, such as the authentication methods and device compatibility, the app still provides a lot of benefits that make it worthwhile. Overall, K PLUS is highly recommended for anyone looking for a convenient and reliable mobile banking solution.