NerdWallet: Smart Money App

The free NerdWallet app does the work for you, making it easy for you to track, save, and invest your money.

TRACK
We’ll track your net worth, spending, subscriptions, and credit score — so you can get a clear understanding of your day-to-day finances.

SAVE
We’ve partnered with Atomic Invest to give you access to their Treasury account, which has a better yield than traditional high yield savings accounts.

INVEST
We’ll also give you access to Atomic Invest’s automated investment account to put your wealth building on autopilot.

SHOP
We’ll give you access to our objective ratings and reviews — so you can find great financial products

NERDY INSIGHTS
We’ll provide you with actionable financial insights about your credit score, cash flow, and net worth — so you can start making smarter money moves now.

Why become a NerdWallet+ member for $49/year?
• Get exclusive access to reduced investment advisory fees. Pay 0.18% per year on the Atomic Treasury account and the Atomic Automated investing account, compared to 0.25% per year for non-members.

Disclosures:
NerdWallet privacy policy: https://www.nerdwallet.com/p/privacy-policy

NerdWallet terms:
https://www.nerdwallet.com/p/terms-of-use

NerdWallet+ terms of service: https://www.nerdwallet.com/lp/nerdwallet-plus/terms-of-service

NerdWallet has engaged Atomic Invest LLC (“Atomic”), an SEC-registered investment adviser, to bring you the opportunity to open an investment advisory account with Atomic. NerdWallet receives compensation of 0% to 0.85% of assets under management annualized, payable monthly, for each referred client who opens an Atomic account and a percentage of free cash interest earned by clients, which creates a conflict of interest.

Brokerage services for Atomic are provided by Atomic Brokerage LLC, a registered broker-dealer and member of FINRA and SIPC and an affiliate of Atomic, which creates a conflict of interest. For more details about Atomic, please go to https://www.atomicvest.com/atomicinvest. For more details about Atomic Brokerage, please go to https://www.atomicvest.com/atomicbrokerage. You can check the background of Atomic Brokerage on FINRA’s BrokerCheck at https://brokercheck.finra.org/.

Neither Atomic Invest nor Atomic Brokerage, nor any of their affiliates is a bank. Investments in securities: Not FDIC Insured, Not Bank Guaranteed, May Lose Value. Investing involves risk, including the possible loss of principal. Before investing, consider your investment objectives and the fees and expenses charged.

Personal Loans Interest Rates and Fees: You can view personal loan offers on NerdWallet's loans marketplace. These are from third party advertisers from which NerdWallet may receive compensation. NerdWallet displays personal loans with rates that range from 4.60% to 35.99% APR with terms from 1 to 7 years. Rates are controlled by third party advertisers and are subject to change without notice. Depending on the lender, other fees may apply (such as origination fees or late payment fees). You can view any particular offer's terms and conditions for more information within the marketplace. All loan offers on NerdWallet require application and approval by the lender. You may not qualify for a personal loan at all or may not qualify for the lowest rate or highest offer displayed.

Representative Repayment Example: A borrower receives a personal loan of $10,000 with a term of 36 months and an APR of 17.59% (which includes a 13.94% yearly interest rate and a 5% one-time origination fee). They would receive $9,500 in their account and would have a required monthly payment of $341.48. Over the lifetime of their loan, their payments would total $12,293.46.